Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 11 points (0.1%) at 15,533 as of Tuesday, July 30, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,505 issues advancing vs. 1,392 declining with 116 unchanged. The Financial sector currently is unchanged today versus the S&P 500, which is up 0.2%. On the negative front, top decliners within the sector include HDFC Bank ( HDB), down 5.1%, Deutsche Bank ( DB), down 5.1%, Royal Bank of Scotland Group (The ( RBS), down 3.5%, Toronto-Dominion Bank ( TD), down 2.0% and Bank of Montreal ( BMO), down 1.3%. Top gainers within the sector include Western Union Company ( WU), up 8.9%, American Capital Agency ( AGNC), up 5.8%, Orix Corporation ( IX), up 5.1%, Affiliated Managers Group ( AMG), up 3.4% and General Growth Properties ( GGP), up 2.2%. TheStreet would like to highlight 3 stocks pushing the sector lower today: 3. Lloyds Banking Group ( LYG) is one of the companies pushing the Financial sector lower today. As of noon trading, Lloyds Banking Group is down $0.12 (-2.7%) to $4.12 on average volume. Thus far, 1.2 million shares of Lloyds Banking Group exchanged hands as compared to its average daily volume of 2.2 million shares. The stock has ranged in price between $4.11-$4.15 after having opened the day at $4.12 as compared to the previous trading day's close of $4.24. Lloyds Banking Group plc provides banking and financial services to personal, commercial, and corporate customers in the United Kingdom and internationally. The company operates in four divisions: Retail; Commercial Banking; Wealth, Asset Finance, and International; and Insurance. Lloyds Banking Group has a market cap of $75.2 billion and is part of the banking industry. Shares are up 32.5% year to date as of the close of trading on Monday. Currently there is 1 analyst that rates Lloyds Banking Group a buy, no analysts rate it a sell, and 1 rates it a hold. TheStreet Ratings rates Lloyds Banking Group as a hold. The company's strengths can be seen in multiple areas, such as its solid stock price performance, revenue growth and compelling growth in net income. However, as a counter to these strengths, we find that the company's return on equity has been disappointing. Get the full Lloyds Banking Group Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.