In the second quarter of 2013, the Company continued to achieve loan growth, with its core loan portfolio increasing $34.4 million organically on a linked-quarter basis and advancing $135.7 million overall compared with the year-earlier quarter. For the second quarter of 2013, the Company's loan portfolio, including FDIC-acquired loans, totaled $769.9 million, increasing $17.1 million on a linked-quarter basis from $752.9 million and from $605.0 million compared with the year-earlier quarter. The organic loan growth for the linked quarter was driven by all the Company's markets with the exception of the Ocala, Florida market, which recorded a slight reduction. For the second quarter of 2013, the Company's loans held for sale totaled $43.5 million, increasing $24.6 million on a linked-quarter basis from $18.9 million and from $6.0 million compared with the year-earlier quarter. Total deposits stood at $1.066 billion at the end of the second quarter of 2013, up 24% from $860.3 million at June 30, 2012, but down 3% or $30.0 million from $1.096 billion on a linked-quarter basis. The linked quarter decrease in deposits was primarily driven by planned run-off of non-relationship customers from the Frontier acquisition, which accounted for $22.0 million of the decrease.Non-interest income for the second quarter of 2013 decreased 30% to $2.6 million from $3.7 million in the year-earlier quarter, primarily because of an increase in negative accretion for the FDIC loss-share receivable of $3.2 million partially offset by an increase in mortgage banking fees of $1.9 million. Non-interest expense for the second quarter of 2013 increased 36% to $14.6 million from $10.7 million in the year-earlier quarter, primarily driven by increased salaries and employee benefits of $2.7 million associated with the hiring of employees from the Frontier acquisition and for the mortgage division. The increased equipment and occupancy expense of $443,000 related to the Company's continued efforts to expand the mortgage division and the Frontier acquisition.