RiskCalc Plus consists of a global network of 29 private firm models specific to different regions and industries and covering most of the world’s GDP. RiskCalc Plus produces a forward-looking EDF™(expected default frequency) credit measure by combining financial statement data and equity market based information. EDF credit measures reflect a forward-looking assessment of credit risk. The predictive analytics are based on Moody’s Analytics Credit Research Database (CRD™). Built in partnership with leading global financial institutions, the database incorporates the latest financial statements and also default data from the recent recession. The database yields unique insight into private-firm default probability. Such information has proven to be a significant challenge for financial institutions to access due to data limitations and constraints on internal resources.Financial institutions around the world use RiskCalc Plus to efficiently screen obligors at origination, detect credit deterioration early, and comply with regulatory requirements such as Dodd-Frank and Basel. These institutions include commercial banks, corporations, asset managers, investment banks and insurers. For more information, please visit http://www.moodysanalytics.com/riskcalc2013. About Moody’s Analytics Moody’s Analytics helps capital markets and risk management professionals worldwide respond to an evolving marketplace with confidence. The company offers unique tools and best practices for measuring and managing risk through expertise and experience in credit analysis, economic research and financial risk management. By providing leading-edge software, advisory services and research, including proprietary analyses from Moody’s Investors Service, Moody’s Analytics integrates and customizes its offerings to address specific business challenges. Moody's Analytics is a subsidiary of Moody's Corporation (NYSE: MCO), which reported revenue of $2.7 billion in 2012, employs approximately 7,000 people worldwide and has a presence in 29 countries. Further information is available at www.moodysanalytics.com.