Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. Two out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 47 points (-0.3%) at 15,521 as of Wednesday, July 24, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 716 issues advancing vs. 2,228 declining with 95 unchanged. The Financial sector currently sits down 0.5% versus the S&P 500, which is down 0.3%. Top gainers within the sector include American Express ( AXP), up 1.2%, and Bank of Montreal ( BMO), up 0.8%. On the negative front, top decliners within the sector include T. Rowe Price Group ( TROW), down 5.3%, Ventas ( VTR), down 3.3%, Health Care REIT ( HCN), down 3.0%, HCP ( HCP), down 2.7% and HDFC Bank ( HDB), down 2.2%. TheStreet would like to highlight 4 stocks pushing the sector higher today: 4. Lloyds Banking Group ( LYG) is one of the companies pushing the Financial sector higher today. As of noon trading, Lloyds Banking Group is up $0.02 (0.6%) to $4.24 on average volume. Thus far, 883,526 shares of Lloyds Banking Group exchanged hands as compared to its average daily volume of 2.3 million shares. The stock has ranged in price between $4.22-$4.27 after having opened the day at $4.23 as compared to the previous trading day's close of $4.21. Lloyds Banking Group plc provides banking and financial services to personal, commercial, and corporate customers in the United Kingdom and internationally. The company operates in four divisions: Retail; Commercial Banking; Wealth, Asset Finance, and International; and Insurance. Lloyds Banking Group has a market cap of $75.9 billion and is part of the banking industry. Shares are up 33.4% year to date as of the close of trading on Tuesday. Currently there is 1 analyst that rates Lloyds Banking Group a buy, no analysts rate it a sell, and 1 rates it a hold. TheStreet Ratings rates Lloyds Banking Group as a hold. The company's strengths can be seen in multiple areas, such as its solid stock price performance, revenue growth and compelling growth in net income. However, as a counter to these strengths, we find that the company's return on equity has been disappointing. Get the full Lloyds Banking Group Ratings Report now. 3x UPSIDE POTENTIAL: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.