NEW YORK ( TheStreet) -- TheStreet's Jim Cramer has Twitter followers and they have questions. He answered some of those questions at the New York Stock Exchange Monday with Debra Borchardt.

First up was Microsoft ( MSFT), which reported a rather dismal quarterly earnings report last week that resulted in a 10% drop in Friday's trading session. So is it now a buy?

"Yes, absolutely," Cramer said without hesitation, although he did acknowledge the rough quarter. He pointed to the Xbox One, multiple positive catalysts and a new activist investor as reasons why the stock was worth owning.

While crude oil has been enjoying a nice run higher, the same can't be said for Nordic American Tankers ( NAT) after suffering through a ferocious selloff in June. Cramer said the stock is done going down and investors should be "mindful" of this one going forward.

The last question from Twitter followers didn't involve a company but a person -- Sen. Elizabeth Warren (D-Mass.) who had "schooled CNBC" when she was interviewed last week, according to Borchardt.

Cramer said he had no idea why people thought this. "The banks have made a lot of mistakes and she's been holding a candle to them," he added, Warren, who was involved in the creation of the U.S. Consumer Financial Protection Bureau before being elected, is "someone who raises good points that have to be answered."

-- Written by Bret Kenwell in Petoskey, Mich. .

Bret Kenwell currently writes, blogs and also contributes to Robert Weinstein's Weekly Options Newsletter. Focuses on short-to-intermediate-term trading opportunities that can be exposed via options. He prefers to use debit trades on momentum setups and credit trades on support/resistance setups. He also focuses on building long-term wealth by searching for consistent, quality dividend paying companies and long-term growth companies. He considers himself the surfer, not the wave, in relation to the market and himself. He has no allegiance to either the bull side or the bear side.

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