Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 15 points (0.1%) at 15,467 as of Wednesday, July 17, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,986 issues advancing vs. 913 declining with 127 unchanged. The Banking industry currently sits up 0.4% versus the S&P 500, which is up 0.3%. Top gainers within the industry include Banco De Chile ( BCH), up 4.0%, Royal Bank of Scotland Group (The ( RBS), up 1.9%, Lloyds Banking Group ( LYG), up 1.9%, UBS ( UBS), up 1.5% and Mitsubishi UFJ Financial Group ( MTU), up 0.8%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. HDFC Bank ( HDB) is one of the companies pushing the Banking industry lower today. As of noon trading, HDFC Bank is down $0.46 (-1.3%) to $35.80 on average volume. Thus far, 370,872 shares of HDFC Bank exchanged hands as compared to its average daily volume of 673,900 shares. The stock has ranged in price between $35.51-$36.10 after having opened the day at $35.83 as compared to the previous trading day's close of $36.25. HDFC Bank Limited, together with its subsidiaries, provides a range of financial products and services to individuals and businesses in India, as well as in Bahrain and Hong Kong. The company operates in four segments: Retail Banking, Wholesale Banking, Treasury, and Other Banking Operations. HDFC Bank has a market cap of $29.3 billion and is part of the financial sector. Shares are down 11.0% year to date as of the close of trading on Tuesday. Currently there are 2 analysts that rate HDFC Bank a buy, no analysts rate it a sell, and none rate it a hold. TheStreet Ratings rates HDFC Bank as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, notable return on equity, expanding profit margins, growth in earnings per share and increase in net income. We feel these strengths outweigh the fact that the company is trading at a premium valuation based on our review of its current price compared to such things as earnings and book value. Get the full HDFC Bank Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.