All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 63 points (0.4%) at 15,199 as of Monday, July 8, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,878 issues advancing vs. 1,083 declining with 93 unchanged. The Diversified Services industry currently sits up 0.4% versus the S&P 500, which is up 1.0%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. Portfolio Recovery Associates ( PRAA) is one of the companies pushing the Diversified Services industry lower today. As of noon trading, Portfolio Recovery Associates is down $9.28 (-5.8%) to $149.65 on heavy volume. Thus far, 134,051 shares of Portfolio Recovery Associates exchanged hands as compared to its average daily volume of 81,400 shares. The stock has ranged in price between $148.00-$152.75 after having opened the day at $151.94 as compared to the previous trading day's close of $158.93. Portfolio Recovery Associates, Inc., a financial and business service company, engages in the purchase, collection, and management of portfolios of defaulted consumer receivables in the United States and the United Kingdom. Portfolio Recovery Associates has a market cap of $2.6 billion and is part of the services sector. Shares are up 48.7% year to date as of the close of trading on Friday. Currently there are 4 analysts that rate Portfolio Recovery Associates a buy, no analysts rate it a sell, and 3 rate it a hold. TheStreet Ratings rates Portfolio Recovery Associates as a buy. The company's strengths can be seen in multiple areas, such as its robust revenue growth, largely solid financial position with reasonable debt levels by most measures, impressive record of earnings per share growth, compelling growth in net income and expanding profit margins. We feel these strengths outweigh the fact that the company is trading at a premium valuation based on our review of its current price compared to such things as earnings and book value. Get the full Portfolio Recovery Associates Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.