ATLANTA, July 8, 2013 /PRNewswire/ -- SunTrust Mortgage, Inc. will offer a $500 credit toward lender closing costs for clients who qualify for a new mortgage or refinance provided through SunTrust Mortgage. "We understand that home ownership can be an important element of a family's overall financial well-being," said Jerome Lienhard, president of SunTrust Mortgage, Inc. "As the housing market continues to improve, we're seeing an increased demand in home purchase financing, as well as continuing demand for refinancing in the ongoing relatively low-rate environment. This offer makes it easier for clients to benefit from attractive rates with reduced closing costs." The offer runs through Sept. 30, and is available through all SunTrust Bank branches and the SunTrust Mortgage Service Center. The credit applies to traditional first lien mortgages originated during this period by SunTrust Mortgage, including purchase, refinance and HARP loans, but excluding Simple Home Refi loans and home equity lines of credit, correspondent and broker loans. Loans must close within 180 days of the application date. For more information, homeowners and home buyers may visit a SunTrust branch, call the SunTrust Mortgage Service Center (1-800-330-4684), or go online at suntrust.com/PersonalBanking/Loans/HomeMortgages. About SunTrustSunTrust Mortgage, Inc. is a wholly-owned subsidiary of SunTrust Bank (NYSE: STI) — a $172.4 billion institution as of March 31, 2013, operating primarily in Virginia, the District of Columbia, Maryland, North Carolina, South Carolina, Georgia, Tennessee and Florida. Currently, SunTrust Mortgage, Inc. originates loans through locations in SunTrust's retail banking markets and adjacent states, and maintains strong correspondent and broker relationships in 49 states. The company also services mortgage loans in 49 states and the District of Columbia. SunTrust Mortgage's internet address is suntrust.com/PersonalBanking/Loans/ HomeMortgages. Equal Housing Lender. NMLS #2915. SOURCE SunTrust Banks, Inc.