All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 31 points (0.2%) at 15,006 as of Tuesday, July 2, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,611 issues advancing vs. 1,325 declining with 103 unchanged. The Financial Services industry currently sits up 0.1% versus the S&P 500, which is up 0.4%. On the negative front, top decliners within the industry include Credit Acceptance Corporation ( CACC), down 3.2%, Blackstone Group ( BX), down 1.2%, NYSE Euronext ( NYX), down 1.1% and Principal Financial Group ( PFG), down 0.9%. Top gainers within the industry include Orix Corporation ( IX), up 3.1%, Nomura Holdings ( NMR), up 1.8% and Affiliated Managers Group ( AMG), up 1.2%. TheStreet would like to highlight 5 stocks pushing the industry lower today: 5. Western Union Company ( WU) is one of the companies pushing the Financial Services industry lower today. As of noon trading, Western Union Company is down $0.15 (-0.9%) to $16.97 on light volume. Thus far, 1.5 million shares of Western Union Company exchanged hands as compared to its average daily volume of 6.7 million shares. The stock has ranged in price between $16.95-$17.18 after having opened the day at $17.13 as compared to the previous trading day's close of $17.12. The Western Union Company provides money movement and payment services worldwide. The company operates in three segments: Consumer-to-Consumer, Consumer-to-Business, and Business Solutions. The Consumer-to-Consumer segment offers cash money transfer services involving walk-in agent locations. Western Union Company has a market cap of $9.5 billion and is part of the financial sector. The company has a P/E ratio of 10.2, below the S&P 500 P/E ratio of 17.7. Shares are up 25.8% year to date as of the close of trading on Monday. Currently there are 5 analysts that rate Western Union Company a buy, 3 analysts rate it a sell, and 15 rate it a hold. TheStreet Ratings rates Western Union Company as a buy. The company's strengths can be seen in multiple areas, such as its good cash flow from operations, expanding profit margins, increase in stock price during the past year and notable return on equity. We feel these strengths outweigh the fact that the company has had somewhat weak growth in earnings per share. Get the full Western Union Company Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.