LOS ANGELES, June 24, 2013 /PRNewswire/ -- By most economic indicators, the economy today has been on an upswing for the past several months. Yet, for small and medium-sized business owners, the evidence indicates a very different reality. Many professionals and entrepreneurs are still finding that approval for business loans at traditional lenders is exceptionally difficult to achieve. Running counter to this trend, however, is Advantage Capital Business Loans, the lender that has devised a model that allows for loans that are specifically designed to offer small business owners the opportunity to realize their financial goals. Even for those who have traditionally found loan approval difficult, such as individuals with bad credit or members of an ethnic or cultural minority, business loans from ACBL are simple, quick and easy to get approved. In a recent survey from the American Sustainable Business Council, 45% of respondents said access to loans and credit at reasonable rates is a problem for their businesses. The survey's findings are in line with other surveys taken recently that shown many small business owners are still finding it hard to get credit, five years out from the beginning of the banking crisis. In today's risk-averse marketplace, traditional lenders and financial professionals at big banks seem to make their decisions not out of wisdom or expert knowledge, but instead, out of fear. That's why they almost exclusively lend to big, international corporations that offer little perceived risk, but also little opportunity for a significant return on investment. The lending innovators at ACBL, however, underwrite their loans based on a business's efficiency and potential, allowing small and medium-size businesses a valuable opportunity to compete – a hallmark of any healthy economy. The work of ACBL certainly runs counter to the modus operandi of most traditional lenders and big banks, yet their focus on the development of promising small and medium-sized businesses appears to be very much in line with the desires of many entrepreneurs and business professionals. In fact, 91% of the American Sustainable Business Council respondents confirmed that they support allowing community banks, cooperatives and credit unions to compete more actively with commercial banks to meet the needs of small businesses.