Forward Looking Statements:Certain statements contained in this press release may be deemed to be forward-looking statements within the Private Securities Litigation Reform Act of 1995, and the Bank intends that such forward-looking statements be subject to the safe harbor created thereby. Such forward-looking statements include, but are not limited to, statements regarding the contemplated public offering and the anticipated use of proceeds of the offering. The Bank cautions that these statements are qualified by important factors that could cause actual results to differ materially from those reflected by the forward-looking statements contained herein. Such factors include: (a) possible changes in general market conditions or in the market price of the Bank’s common stock; (b) changes in the market for the Bank’s products and services; and (c) other risks as described in the offering circular referred to above. You should not place undue reliance on forward-looking statements and the Bank undertakes no obligation to update any such statements to reflect circumstances or events that occur after the dates on which the forward-looking statements are made.