Break-even point: 2.3 years Zillow estimates you'll need only a tad more than two years to break even buying a home here instead of renting one. Gudell says that's because prices are modest today -- the median Dallas/Fort Worth home costs $132,700 -- but expected to rise a decent 3.5% over the next year. By contrast, the median Dallas/Fort Worth rental costs a relatively high $1,340 per month. "Home values are a little bit low in relation to rents," Gudell says. If you're interested in the Dallas/Fort Worth area, Zillow lists more than 5,000 homes for sale there.