NEW YORK, June 5, 2013 /PRNewswire/ -- To offer insurance protection from catastrophic events to more businesses, XL Group's Excess Liability business is extending its appetite to provide umbrella and excess liability coverages to Upper Middle Market businesses in North America. "Excess casualty coverage is an important lifeline for any size business," according to Lorraine Seib, President of XL Group's Global Excess Liability business. "Businesses of all sizes are vulnerable to severe mishaps. And just one – a costly court settlement, a devastating auto accident in a company vehicle, an explosion at a manufacturing plant – can quickly eat away at a business' general liability coverage and severely impact a business' ability to survive when it does." "We've built our reputation helping some of North America's largest corporations prepare for severe losses by adding layers of quality liability coverage and taking the lead on their Umbrella protection, and are excited to extend these capabilities to more businesses," said Lorraine. "For the upper middle market, I believe, we're the perfect size. Not only can we offer the individual attention they should expect when seeking quality excess protection, we also bring access to significant domestic and global capacity, combined with more than 25 years of proven experience managing excess coverage for the largest of companies and a dedicated claims team." XL Group's regional Excess underwriting teams and dedicated claims teams are located in New York; Exton, PA; Chicago; Kansas City, MO; Dallas; San Francisco; and Atlanta. Through its global network, XL Group is able to offer insurance coverage in more than 140 countries. XL Group's industry expertise is particularly helpful in addressing the umbrella and excess liability insurance needs of a variety of business classes, especially consumer and industrial manufacturing, financial institutions, food and beverage, hospitality, real estate, restaurants, retail, service industries, wholesale and distributors.