S&P 500® IndexThe S&P 500® Index is a product of S&P Dow Jones Indices LLC ("SPDJI") and has been licensed for use by Genworth Life and Annuity Insurance Company and Genworth Life Insurance Company hereinafter referred to as "Licensee". Standard & Poor's ®, S&P ®, and S&P 500 ® are registered trademarks of Standard & Poor's Financial Services LLC ("S&P") and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Licensee. Licensee Index Universal Life Product(s) are not sponsored, endorsed, sold or promoted by SPDJI, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index. Although the policy value may be affected by the performance of an index, the policy is not a security and does not directly or indirectly participate in any stock, equity or similar investment including, but not limited to, any dividend payments attributable to any such investment. Market indices do not include dividends paid on the underlying stocks, and therefore do not reflect the total return of the underlying stocks. Asset Builder Index UL is flexible premium adjustable life insurance (commonly called universal life insurance) with optional index interest crediting. The Asset Builder Index UL product, riders, and benefits are subject to the terms and conditions of its policy forms and to state availability and issue limitations. Genworth Life & Annuity: Policy Form No. ICC12GA1004, ICC12GA1005, GA1004-1012 et al., or GA1005-1012 et al. Rider Form Nos. ICC12GA108R or GA108R- 1012 et al.; ICC12GA109R or GA109R- 1212 et al; ICC12GA111R or GA111R- 1012 et al.; ONE-ADB et al.; ONE-CIR- 100 et al.; ONE-WP-TL et al. Genworth Life: Policy Form No. ICC12GL1004, ICC12GL1005, GL1004-1012 et al., or GL1005-1012 et al. Rider Form Nos. ICC12GL108R or GL108R- 1012 et al.; ICC12GL109R or GL109R- 1212 et al; ICC12GL111R or GL111R- 1012 et al.; GE-ONE-ADB et al.; GE-ONE-CIR- 100 et al.; GE-ONE-WP-TL et al. Policy, benefits and riders may not be available in all states. Terms and conditions may vary by state. All guarantees are based on the claims-paying ability of the issuing insurance company.