Editor's Note: TheStreet ratings do not represent the views of TheStreet's staff or its contributors. Ratings are established by computer based on metrics for performance (which includes growth, stock performance, efficiency and valuation) and risk (volatility and solvency). Companies with poor cash flow or high debt levels tend to earn lower ratings in our model All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 47 points (0.3%) at 15,382 as of Tuesday, May 21, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,570 issues advancing vs. 1,367 declining with 136 unchanged. The Insurance industry currently sits down 0.16 versus the S&P 500, which is up 0.2%. A company within the industry that fell today was Aegon ( AEG), up 1.86. TheStreet Ratings group would like to highlight 5 stocks pushing the industry lower today: 5. ING Groep N.V ( ING) is one of the companies pushing the Insurance industry lower today. As of noon trading, ING Groep N.V is down $0.10 (-1.1%) to $9.27 on average volume Thus far, 1.9 million shares of ING Groep N.V exchanged hands as compared to its average daily volume of 3.1 million shares. The stock has ranged in price between $9.11-$9.32 after having opened the day at $9.13 as compared to the previous trading day's close of $9.37. ING Groep N.V., a financial services company, provides banking, investment, life insurance, and retirement services. ING Groep N.V has a market cap of $35.3 billion and is part of the financial sector. The company has a P/E ratio of 10.2, below the S&P 500 P/E ratio of 17.7. Shares are down 3.1% year to date as of the close of trading on Monday. TheStreet Ratings rates ING Groep N.V as a sell. The company's weaknesses can be seen in multiple areas, such as its generally high debt management risk, disappointing return on equity, weak operating cash flow and poor profit margins. Get the full ING Groep N.V Ratings Report now. Exclusive Offer: Jim Cramer's 'go-to' small/mid-cap guru Bryan Ashenberg only buys stocks he thinks could return 50-100%. See his top picks for 14-days FREE.