Editor's Note: TheStreet ratings do not represent the views of TheStreet's staff or its contributors. Ratings are established by computer based on metrics for performance (which includes growth, stock performance, efficiency and valuation) and risk (volatility and solvency). Companies with poor cash flow or high debt levels tend to earn lower ratings in our model Two out of the three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 14 points (0.1%) at 15,368 as of Monday, May 20, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,885 issues advancing vs. 1,048 declining with 118 unchanged. The Real Estate industry currently sits up 0.1% versus the S&P 500, which is up 0.1%. On the negative front, top decliners within the industry include ARMOUR Residential REIT ( ARR), down 2.41, Hatteras Financial Corporation ( HTS), down 1.44 and MFA Financial ( MFA), down 1.27. Top gainers within the industry include Strategic Hotels & Resorts ( BEE), up 2.7%, Icahn ( IEP), up 0.8%, SL Green Realty Corporation ( SLG), up 1.2%, Plum Creek Timber ( PCL), up 0.7% and Macerich Company ( MAC), up 0.7%. TheStreet Ratings group would like to highlight 5 stocks pushing the industry lower today: 5. Two Harbors Investment ( TWO) is one of the companies pushing the Real Estate industry lower today. As of noon trading, Two Harbors Investment is down $0.22 (-1.9%) to $11.70 on light volume Thus far, 1.9 million shares of Two Harbors Investment exchanged hands as compared to its average daily volume of 7.5 million shares. The stock has ranged in price between $11.67-$11.95 after having opened the day at $11.90 as compared to the previous trading day's close of $11.92. Two Harbors Investment Corp. operates as a real estate investment trust (REIT) that focuses on investing in, financing, and managing residential mortgage-backed securities (RMBS), residential mortgage loans, and other financial assets. Two Harbors Investment has a market cap of $4.3 billion and is part of the financial sector. The company has a P/E ratio of 8.6, below the S&P 500 P/E ratio of 17.7. Shares are up 7.6% year to date as of the close of trading on Friday. TheStreet Ratings rates Two Harbors Investment as a hold. The company's strengths can be seen in multiple areas, such as its robust revenue growth, attractive valuation levels and expanding profit margins. However, as a counter to these strengths, we find that the stock has experienced relatively poor performance when compared with the S&P 500 during the past year. Get the full Two Harbors Investment Ratings Report now. Exclusive Offer: Jim Cramer's 'go-to' small/mid-cap guru Bryan Ashenberg only buys stocks he thinks could return 50-100%. See his top picks for 14-days FREE.