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NEW YORK ( TheStreet) -- We want dividends from stocks, not coupons from bonds, Jim Cramer told his "Mad Money" TV show viewers Monday as he offered investment advice for this week's Powerball lottery winner and the founder of Tumblr, who also received a big payday courtesy of Yahoo! ( YHOO).

Cramer explained that his usual advice for the super-rich is that "you only need to get rich once," thus sticking with safe investments makes the most sense. That's why his typical portfolio would include foreign investments, along with gold, high-end real estate and even paintings, with very little invested in risky equities. For the moderately rich, equities are also too risky, and Cramer said he used to recommend U.S. Treasury bonds along with corporate and municipal bonds.

But these are not normal times, said Cramer, and the risks to bonds are too great, making them a sucker's bet at best. That's why he said that if he were advising this week's newly rich, he'd recommend high-yielding dividend stocks like master limited partnerships such as Kinder Morgan Energy Partners ( KMP) and Enterprise Product Partners ( EPD - Get Report), along with a REIT like Healthcare Trust of America ( HTA - Get Report), which combined would yield a healthy 5%.

Cramer said he'd also go with strong growth names like Johnson & Johnson ( JNJ - Get Report) and General Mills ( GIS - Get Report), both of which offer yield plus growth.

All equities have risks, Cramer concluded, but in today's market, those risks are less than that of bonds. Think dividends, not coupons.

Executive Opinion: Ben Baldanza

In the "Executive Decision" segment, Cramer sat down with Ben Baldanza, president and CEO of Spirit Airlines ( SAVE - Get Report), which today delivered a three-cents-a-share earnings beat. Shares of Spirit are up 22% since Cramer last spoke with Baldanza in March.

Baldanza once again explained that Spirit is not in the business of catering to business travelers but to those paying for tickets themselves. He said his company's no-frills approach allows those who want luxuries and extras to still get them, but for a price. Meanwhile, other passengers can still pay the lowest fares.

When asked about the company's extra fees for printing boarding passes or its new, non-toll-free call center, Baldanza said Spirit is training its customers how to behave in ways that save money. He said printing a boarding pass at home costs nothing, but doing it at the airport costs time and money, so the airline charges the customer for that service.

Baldanza also dismissed surveys that found Spirit lacking in customer service when compared to other airlines. He said many surveys focus on the business traveler, which is not Spirit's core audience. He said the company's target market is very pleased that Spirit's prices, even with a few extras, are still lower than many other alternatives.

Cramer said Spirit remains one of his favorite airline plays.

Back to ASCO

It's that time of year again: Time for the American Society of Clinical Oncology's annual conference, which begins on May 31. Why should you care if you're not a doctor? Cramer said in today's market, investors need a catalyst, and those companies presenting at this year's conference should see their stocks pop on this year's news.

Cramer said most of this year's presenters are already long-time favorites and are investments with long shelf lives. But that doesn't mean shares can't spike higher after they announce their latest findings. That's certainly the case with Gilead Sciences ( GILD), he said. The company already has an excellent HIV franchise and Hepatitis C prospects, but Gilead is also pushing into cancer drugs with one now in Phase III testing. Cramer said it could be a needle-mover for the company.

Also presenting this year is Bristol-Myers Squibb ( BMY - Get Report), which is developing cancer drugs that would be a $5 billion to $6 billion opportunity for the company. Bristol also sports a 3.2% yield while investors wait for those efforts to bear fruit.

Other favorites included Merck ( MRK - Get Report), which Cramer owns for his charitable trust, Action Alerts PLUS, along with Tesaro ( TSRO), a stock he said to buy only on a pullback, and BioMarin ( BMRN - Get Report).

Lightning Round

In the Lightning Round, Cramer was bullish on Asbury Automotive Group ( ABG - Get Report), Radian Group ( RDN - Get Report), Genworth Financial ( GNW - Get Report), Penn National Gaming ( PENN - Get Report), Carmax ( KMX - Get Report), LinnCo ( LNCO), Dominion Resources ( D - Get Report) and Cheniere Energy ( LNG - Get Report).

Cramer was bearish on MGIC Investment ( MTG - Get Report) and ALPS Alerian MLP ETF ( AMLP - Get Report).

Executive Decision: Scott Peters

In his second "Executive Decision" segment, Cramer spoke with Scott Peters, president, chairman and CEO of Healthcare Trust of America, a REIT that specializes in medical office buildings and currently yields 4.4%.

Peters said that perhaps the biggest driver for his company's growth will be the implementation of President Obama's Affordable Care Act, which takes effect in 2014. He said that with tens of millions more people with insurance, the need for outpatient services from primary care on up will be considerably greater.

Peters also spoke of increased employment as another driver of growth in health care, as more jobs also equals more people with insurance.

Given these big drivers, why did Healthcare Trust report a sluggish quarter with weaker-than-expected occupancy rates? Peters explained the Affordable Care Act has created many questions in the industry for the past few years, and those questions have led to a lot of uncertainty.

But now that the deadline looms larger, many providers are beginning to make their expansion plans. Peters noted that larger office spaces have been the hottest commodity of late and rents are likely to increase between 3% and 4% next year.

Cramer once again told investors that those looking for good yields need to consider REITs like Healthcare Trust.

No Huddle Offense

In his "No Huddle Offense" segment, Cramer said he's still not willing to recommend Tesla Motors ( TSLA - Get Report), the stock, even though Tesla the product seems to be red-hot with consumers everywhere.

Cramer said he understands the arguments that outside of Wall Street, which still loathes the company, Tesla is gaining traction in both sales and mindshare. He also offered a tip of the hat to CEO Elon Musk for beating back the naysayers time after time.

That said, Cramer attributed much of Tesla's recent spike to the fact that there simply isn't a lot of stock available for the shorts to get. With shares in tight supply, Cramer said he still can't opine on the stock, even though the cars are proving to be a big success for the next generation of investors.

To watch replays of Cramer's video segments, visit the Mad Money page on CNBC.

-- Written by Scott Rutt in Washington, D.C.

To email Scott about this article, click here: Scott Rutt

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At the time of publication, Cramer's Action Alerts PLUS had a position in JNJ, KMP and MRK.

Jim Cramer, host of the CNBC television program "Mad Money," is a Markets Commentator for, Inc., and CNBC, and a director and co-founder of All opinions expressed by Mr. Cramer on "Mad Money" are his own and do not reflect the opinions of or its affiliates, or CNBC, NBC Universal or their parent company or affiliates. Mr. Cramer's opinions are based upon information he considers to be reliable, but neither, nor CNBC, nor either of their affiliates and/or subsidiaries warrant its completeness or accuracy, and it should not be relied upon as such. Mr. Cramer's statements are based on his opinions at the time statements are made, and are subject to change without notice. No part of Mr. Cramer's compensation from CNBC or is related to the specific opinions expressed by him on "Mad Money."

None of the information contained in "Mad Money" constitutes a recommendation by Mr. Cramer, or CNBC that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. You must make your own independent decisions regarding any security, portfolio of securities, transaction, or investment strategy mentioned on the program. Mr. Cramer's past results are not necessarily indicative of future performance. Neither Mr. Cramer, nor, nor CNBC guarantees any specific outcome or profit, and you should be aware of the real risk of loss in following any strategy or investments discussed on the program. The strategy or investments discussed may fluctuate in price or value and you may get back less than you invested. Before acting on any information contained in the program, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser.

Some of the stocks mentioned by Mr. Cramer on "Mad Money" are held in Mr. Cramer's Action Alerts PLUS Portfolio. When that is the case, appropriate disclosure is made on the program and in the "Mad Money" recap available on The Action Alerts PLUS Portfolio contains all of Mr. Cramer's personal investments in publicly-traded equity securities only, and does not include any mutual fund holdings or other institutionally managed assets, private equity investments, or his holdings in, Inc. Since March 2005, the Action Alerts PLUS Portfolio has been held by a Trust, the realized profits from which have been pledged to charity. Mr. Cramer retains full investment discretion with respect to all securities contained in the Trust. Mr. Cramer is subject to certain trading restrictions, and must hold all securities in the Action Alerts PLUS Portfolio for at least one month, and is not permitted to buy or sell any security he has spoken about on television or on his radio program for five days following the broadcast.