Editor's Note: TheStreet ratings do not represent the views of TheStreet's staff or its contributors. Ratings are established by computer based on metrics for performance (which includes growth, stock performance, efficiency and valuation) and risk (volatility and solvency). Companies with poor cash flow or high debt levels tend to earn lower ratings in our model One out of the three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading down 30 points (-0.2%) at 15,089 as of Monday, May 13, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,245 issues advancing vs. 1,704 declining with 112 unchanged. The Financial sector currently sits up 0.1% versus the S&P 500, which is unchanged. On the negative front, top decliners within the sector include American Capital Agency ( AGNC), down 3.69, Annaly Capital Management ( NLY), down 2.97, Banco Santander ( SAN), down 1.86, Lloyds Banking Group ( LYG), down 1.79 and UBS ( UBS), down 1.24. Top gainers within the sector include Mitsubishi UFJ Financial Group ( MTU), up 7.0%, Orix Corporation ( IX), up 3.4%, State Street ( STT), up 2.1%, Franklin Resources ( BEN), up 1.7% and JPMorgan Chase ( JPM), up 0.9%. TheStreet Ratings group would like to highlight 5 stocks pushing the sector lower today: 5. Royal Bank of Scotland Group (The ( RBS) is one of the companies pushing the Financial sector lower today. As of noon trading, Royal Bank of Scotland Group (The is down $0.14 (-1.5%) to $9.13 on average volume Thus far, 333,050 shares of Royal Bank of Scotland Group (The exchanged hands as compared to its average daily volume of 606,300 shares. The stock has ranged in price between $9.10-$9.18 after having opened the day at $9.16 as compared to the previous trading day's close of $9.27. The Royal Bank of Scotland Group plc, through its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers worldwide. Royal Bank of Scotland Group (The has a market cap of $27.8 billion and is part of the banking industry. Shares are down 14.1% year to date as of the close of trading on Friday. TheStreet Ratings rates Royal Bank of Scotland Group (The as a sell. The company's weaknesses can be seen in multiple areas, such as its deteriorating net income, disappointing return on equity and feeble growth in its earnings per share. Get the full Royal Bank of Scotland Group (The Ratings Report now. Exclusive Offer: Jim Cramer's 'go-to' small/mid-cap guru Bryan Ashenberg only buys stocks he thinks could return 50-100%. See his top picks for 14-days FREE.