One thing is certain, though. The banks will be the biggest winners if this happens. They have been saddled with terrible and declining net interest margins. If Bernanke walks away, I am sure that will change immediately. They would become the go-to group, for certain, and that's huge for this market -- because the financials are, arguably, as much as 20% of the entire market. So worry. Fret. Sell off the market. I just don't think it will matter that much to the economy. If prospective home buyers believe rates are about to go up, that will force them into making a decision to buy a house when there are still houses left -- one more spur to the U.S. economy. I know this Wall Street Journal article is going to spur some selling. I just urge you to think about what you are going to sell. Is it really going to get hurt? Is Clorox ( CLX) immediately going to 3.5% because of the bond change? Is General Mills ( GIS) going to 4%? Perhaps. But I wouldn't bet a lot of money on it, because many already are. At the time of publication, Action Alerts PLUS, which Cramer co-manages as a charitable trust, had no positions in the stocks mentioned.