Editor's Note: TheStreet ratings do not represent the views of TheStreet's staff or its contributors. Ratings are established by computer based on metrics for performance (which includes growth, stock performance, efficiency and valuation) and risk (volatility and solvency). Companies with poor cash flow or high debt levels tend to earn lower ratings in our model One out of the three major indices are trading lower today with the Dow Jones Industrial Average ( ^DJI) trading down 23 points (-0.2%) at 15,060 as of Friday, May 10, 2013, 12:49 PM ET. The NYSE advances/declines ratio sits at 1,550 issues advancing vs. 1,371 declining with 121 unchanged. The Financial sector currently is unchanged today versus the S&P 500, which is unchanged. On the negative front, top decliners within the sector include Shinhan Financial Group ( SHG), down 3.00, Aegon ( AEG), down 2.43, Deutsche Bank ( DB), down 1.83, American Capital Agency ( AGNC), down 1.81 and Orix Corporation ( IX), down 1.64. Top gainers within the sector include Charles Schwab ( SCHW), up 3.3%, TD Ameritrade Holding Corporation ( AMTD), up 3.0%, Nomura Holdings ( NMR), up 1.9%, Lloyds Banking Group ( LYG), up 1.7% and Credit Suisse Group ( CS), up 1.0%. TheStreet Ratings group would like to highlight 5 stocks pushing the sector lower today: 5. Bank of Montreal ( BMO) is one of the companies pushing the Financial sector lower today. As of noon trading, Bank of Montreal is down $0.52 (-0.8%) to $61.76 on average volume Thus far, 196,635 shares of Bank of Montreal exchanged hands as compared to its average daily volume of 470,000 shares. The stock has ranged in price between $61.62-$62.20 after having opened the day at $62.17 as compared to the previous trading day's close of $62.28. Bank of Montreal, together with its subsidiaries, provides various retail banking, wealth management, and investment banking products and services in North America and internationally. Bank of Montreal has a market cap of $41.2 billion and is part of the banking industry. The company has a P/E ratio of 10.4, below the S&P 500 P/E ratio of 17.7. Shares are up 3.0% year to date as of the close of trading on Thursday. TheStreet Ratings rates Bank of Montreal as a hold. The company's strengths can be seen in multiple areas, such as its notable return on equity, increase in stock price during the past year and expanding profit margins. However, as a counter to these strengths, we also find weaknesses including unimpressive growth in net income and weak operating cash flow. Get the full Bank of Montreal Ratings Report now. Exclusive Offer: Jim Cramer's 'go-to' small/mid-cap guru Bryan Ashenberg only buys stocks he thinks could return 50-100%. See his top picks for 14-days FREE.