"With very little or no guidance, people are not willing to step out and try to raise capital under this bill when they do not know the rules, so very little activity has taken place," said Willey of CBIZ MHM. "Until we know what the rules are we are not in a position to judge whether the JOBS Act will work. The fear is that the regulations will be so restrictive that the law will be rendered useless in raising capital." The sluggish headway on the JOBS Act implementation is not helped by the anxiety still persisting in the economy: almost half (44%) of Americans are concerned about losing their job, according to the GfK survey. Still more than half of Americans are confident they could find employment if fired, with 38% expressing they are very confident and 31% saying they're somewhat confident--a number that would surely go up if the SEC lets job-creators tap into some crowd-sourced capital from unaccredited investors, Commissioner White-willing, of course. Also see: The Largest "New" Jobs in AmericaAbout the SurveyResults contained in this report are based on a survey conducted by TheStreet and GfK Roper Public Affairs & Corporate Communications. Telephone interviews were conducted from April 19-21, 2013 among a total of 1,006 adult Americans. The margin of error for this study is +/- 3 percentage points for the sample.