Hope they paid their life insurance bills
Tips for making sure your beneficiaries get your death benefitFirst and foremost, give your beneficiaries your life insurance policy information! You may feel like this is an awkward conversation, but letting beneficiaries know where you keep the policy, or giving them a copy, ensures they can claim the death benefit for which you've been paying. Life insurance buyers' main reason for wanting to keep life insurance "secret" is because they don't want to start quarrels among family members over who receives what. Keep all your financial records (especially your life insurance policies) in one place. You don't want your family to have to conduct a massive search for your policy information and other crucial records.