Editor's Note: TheStreet ratings do not represent the views of TheStreet's staff or its contributors. Ratings are established by computer based on metrics for performance (which includes growth, stock performance, efficiency and valuation) and risk (volatility and solvency). Companies with poor cash flow or high debt levels tend to earn lower ratings in our model One out of the three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading down 3 points (0.0%) at 14,544 as of Monday, April 22, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,423 issues advancing vs. 1,490 declining with 125 unchanged. The Banking industry currently sits down 0.41 versus the S&P 500, which is up 0.3%. On the negative front, top decliners within the industry include Banco De Chile ( BCH), down 1.66, and U.S. Bancorp ( USB), down 0.37. Top gainers within the industry include Shinhan Financial Group ( SHG), up 3.8%, Royal Bank of Scotland Group (The ( RBS), up 2.6%, HDFC Bank ( HDB), up 2.3% and KB Financial Group ( KB), up 2.1%. TheStreet Ratings group would like to highlight 4 stocks pushing the industry lower today: 4. Mitsubishi UFJ Financial Group ( MTU) is one of the companies pushing the Banking industry lower today. As of noon trading, Mitsubishi UFJ Financial Group is down $0.12 (-1.7%) to $6.54 on heavy volume Thus far, 2.5 million shares of Mitsubishi UFJ Financial Group exchanged hands as compared to its average daily volume of 2.9 million shares. The stock has ranged in price between $6.50-$6.62 after having opened the day at $6.62 as compared to the previous trading day's close of $6.65. Mitsubishi UFJ Financial Group, Inc., through its subsidiaries, provides financial services to individual and corporate customers in Japan and internationally. Mitsubishi UFJ Financial Group has a market cap of $93.7 billion and is part of the financial sector. The company has a P/E ratio of 30.6, above the S&P 500 P/E ratio of 17.7. Shares are up 22.7% year to date as of the close of trading on Friday. TheStreet Ratings rates Mitsubishi UFJ Financial Group as a hold. The company's strengths can be seen in multiple areas, such as its solid stock price performance, increase in net income and expanding profit margins. However, as a counter to these strengths, we find that the company's return on equity has been disappointing. Get the full Mitsubishi UFJ Financial Group Ratings Report now. Exclusive Offer: Jim Cramer's 'go-to' small/mid-cap guru Bryan Ashenberg only buys stocks he thinks could return 50-100%. See his top picks for 14-days FREE.