The Federal Reserve Bank of New York said that "indexes for the six-month outlook pointed to a moderate degree of optimism about future conditions." Responses among manufacturers to an annual set of supplemental questions about hiring conditions yielded some interesting results. As one might expect, manufacturers said they were continuing to have difficulty finding enough workers with advanced computer skills. But the bank added that "a skill set that has reportedly grown harder to find is punctuality and reliability." The KBW Bank Index ( I:BKX) was down over 2% to close at 54.90, with all 24 index components down for the session, except for Citigroup.