The complete white paper "Knowledge is Power: Using Voluntary Benefits that Empower Employees with Education" is available in the Employer Resources section on the Purchasing Power website.About Purchasing Power, LLC Headquartered in Atlanta, GA, Purchasing Power is one of the fastest-growing specialty e-retailers in the market offering a leading voluntary benefit program. Purchasing Power differentiates itself from traditional e-commerce retailers through its unique payment plan value proposition, strategic benefit broker partnerships, internal marketing expertise and superior customer service. Purchasing Power is a Rockbridge Growth Equity, LLC Company. Over 6 million people have access to Purchasing Power, and since it was founded in 2001, the company has fulfilled over $950 million in customer orders from employees and members of leading companies and organizations across the U.S., including Fortune 500 companies and government agencies. For more information, visit www.PurchasingPower.com i Inc., "Seven Things You Need to Know about 2013," Adam Bluestein. ii Online Harris Interactive survey on behalf of Purchasing Power, Jan. 25-27, 2012, among 2,099 U.S. adults, of whom 700 are employed full-time and/or whose spouse is employed full-time and Jan. 23-25, 2013, among 2,160 U.S adults, of whom 1,151 are employed full-time and/or whose spouse is employed full-time. iii Reuters.com, "Counterparties: America's Trillion-Dollar Student Debt Burden," Ben Walsh, May 14, 2012. Harris Interactive Survey – Full Methodology This survey was conducted online within the United States between January 23rd and 25th, 2013 among 2,160 adults (aged 18 and over), of whom 1,151 are employed full-time and/or whose spouse is employed full-time by Harris Interactive on behalf of Purchasing Power via its Quick Query omnibus product. Figures for age, sex, race/ethnicity, education, region and household income were weighted where necessary to bring them into line with their actual proportions in the population. Propensity score weighting was used to adjust for respondents' propensity to be online. All sample surveys and polls, whether or not they use probability sampling, are subject to multiple sources of error which are most often not possible to quantify or estimate, including sampling error, coverage error, error associated with non-response, error associated with question wording and response options, and post-survey weighting and adjustments. Therefore, Harris Interactive avoids the words "margin of error" as they are misleading. All that can be calculated are different possible sampling errors with different probabilities for pure, un-weighted, random samples with 100% response rates. These are only theoretical because no published polls come close to this ideal.