First PacTrust Bancorp, Inc. (NASDAQ: BANC), the multi-bank holding company for PacTrust Bank and Beach Business Bank, today announced that its Board of Directors has authorized a quarterly cash Interest Payment of $.46875 per share on its outstanding Senior Notes (NASDAQ: BANC.L). The Interest Payment will be payable on April 15, 2013 to noteholders of record as of April 1, 2013. This Interest Payment results in an annualized yield of 7.5 percent. The Company’s Senior Debt is traded on the NASDAQ Global Market under the “BANC.L” symbol. About First PacTrust Bancorp Based in Irvine, CA, First PacTrust Bancorp, Inc. is the $1.7 billion multi-bank holding company of Pacific Trust Bank and Beach Business Bank, which together operate banking offices in Los Angeles, Orange, San Diego and Riverside counties, and loan production offices in California, Arizona, Oregon and Washington. Forward-Looking Statements This press release includes forward-looking statements within the meaning of the “Safe-Harbor” provisions of the Private Securities Litigation Reform Act of 1995. These statements are necessarily subject to risk and uncertainty and actual results could differ materially from those anticipated due to various factors, including those set forth from time to time in the documents filed or furnished by First PacTrust Bancorp with the Securities and Exchange Commission. You should not place undue reliance on forward-looking statements and First PacTrust Bancorp undertakes no obligation to update any such statements to reflect circumstances or events that occur after the date on which the forward-looking statement is made.