She was right. Last weekend, I went to a party that was a couple of hours away, and my mom made me call her when I got there. Back then, I felt like moving back home was my biggest sacrifice. Now, I live 3,000 miles away, and when I miss my parents, I think about the times that I stayed home on a Friday night so we could watch TV and laugh together.At any rate, savingan extra $700 a month allowed me to pay off my loan just a few months later. By early 2007, a year after my student loan repayments began, I was officially out of debt. Ultimately, I have my parents to thank for my financial freedom. My dad's insistence and my mom's frugality intimidated me into wanting to get out of debt. Later, those qualities encouraged me to save money to pursue my goals. It's funny, moving to another state to chase a dream was the last thing my parents wanted me to do, but their advice helped me do it. That year, including moving back in with them, was rough. But the sacrifice was so worthwhile.