Miller wrote that the following four banks were "best positioned as winners," from the stress tests:
- Fifth Third Bancorp (FITB) of Cincinnati. The bank would lose roughly $300 million under the Federal Reserve's "severely adverse scenario," operating through 2014 with a minimum Tier 1 common equity ratio of 8.6%.
- KeyCorp (KEY) of Cleveland. The bank's losses through 2014 would total $2.4 billion, with a minimum Tier 1 common equity ratio of 8.0%.
- SunTrust (STI) of Atlanta. The bank would lose $4.1 billion through 2014, with a minimum Tier 1 common ratio of 7.3%.
- PNC Financial Services Group (PNC). PNC would lose $1.4 million through 2014 under the Fed's scenario of a severe recession, with a minimum Tier 1 common equity ratio of 8.7%.