Global UnderwritingLeading insurers use Camilion's capabilities to perform sophisticated underwriting of some of the most complex global risks. These capabilities integrate seamlessly with back-end systems to support the entire product life cycle, including the development of new business across the world.Product Development and Management Camilion's ProductAuthority® helps customers manage everything about insurance products into re-usable components that can be rapidly adapted to form new products or enhancements. Camilion and SAP have uniquely built their respective solutions from the ground up to externalize product information and agnostically integrate with any core system. Full Solution for ISOCamilion helps insurers address the requirements of the Insurance Services Office (ISO) and state policies and regulations in the U.S. Using an advanced automated process for importing and testing content, Camilion builds complete, functional insurance product definitions as interpreted by ISO. The combination of Camilion and SAP solutions will provide a complete platform for insurers with operations in the U.S. Mobile and "Big Data"Camilion intends to expand its mobility capabilities for quoting and underwriting, which is critical as brokers and underwriters increasingly work remotely and rely on the latest applications on iPad, iPhone and other mobile devices. One Camilion customer already has more than 10,000 brokers using this capability. For more information, visit the SAP Newsroom. About CamilionCamilion was founded in 2001 and is an innovative software company that leading insurers use to gain enterprise-wide agility with their products and underwriting. It is privately held, with offices in Canada and the United States. SAP and Camilion have collaborated since 2008. About SAP As market leader in enterprise application software, SAP (NYSE: SAP) helps companies of all sizes and industries run better. From back office to boardroom, warehouse to storefront, desktop to mobile device – SAP empowers people and organizations to work together more efficiently and use business insight more effectively to stay ahead of the competition. SAP applications and services enable more than 232,000 customers to operate profitably, adapt continuously, and grow sustainably. For more information, visit www.sap.com. Any statements contained in this document that are not historical facts are forward-looking statements as defined in the U.S. Private Securities Litigation Reform Act of 1995. Words such as "anticipate," "believe," "estimate," "expect," "forecast," "intend," "may," "plan," "project," "predict," "should" and "will" and similar expressions as they relate to SAP are intended to identify such forward-looking statements. SAP undertakes no obligation to publicly update or revise any forward-looking statements. All forward-looking statements are subject to various risks and uncertainties that could cause actual results to differ materially from expectations. The factors that could affect SAP's future financial results are discussed more fully in SAP's filings with the U.S. Securities and Exchange Commission ("SEC"), including SAP's most recent Annual Report on Form 20-F filed with the SEC. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of their dates.