MACCLESFIELD, England, February 26, 2013 /PRNewswire/ -- It has been reported in recent weeks that more people are choosing to rent instead of buy as they seek to sidestep the complications of the housing market in its present state. As a result, it is expected that buy-to-let landlords will go on a spending spree this year in order to meet demand. However, the team at Landlord Insurer is keen to stress the importance of the right cover for new landlords. Property website Rightmove is predicting that professional landlords will expand their property portfolios this year, while the number of new landlords venturing into the market is also on the rise. This means that the rental market is set to grow even further, but landlords are advised to protect themselves and their tenants by having the right insurance in place. Landlord insurance policies are designed to help landlords cover all manner of material risks, including contents, building, alternative tenant accommodation expenses, loss of rent, legal cover and property owners' liability, and they are seen as an essential cost for professional and non-professional landlords. Although this sort of cover is not a legal requirement, it is recommended because of how it differs from homeowners' insurance. As such, experts like the team at The Landlord Insurer advise that so-called 'virgin landlords' take out appropriate cover when they address all the other legal requirements associated with becoming a landlord, such as obtaining a gas safety certificate and an energy performance certificate each year. MPs are concerned that the state of the housing market will lead to an increase in the number of rogue landlords letting their properties without the proper regulatory checks and without a responsible attitude towards insurance and property standards. Obtaining appropriate cover is thought of as a good way to demonstrate the legitimacy of a new property venture.