Business travelers who park their cars at the airport several days a week. Families with an extra car they only drive occasionally. Drivers who avoid slamming on the brakes. They’re all less likely to be in an accident and can save money on their car insurance with Snapshot, Progressive’s optional Pay As You Drive ® insurance discount program, a form of insurance also known as usage-based insurance ( UBI).
How Snapshot Works
- After drivers sign up for the Snapshot program, they receive a device that fits in the palm of their hand and plugs into the on-board diagnostic (OBD) port of their car. The Snapshot device measures how, how much and when consumers drive their vehicle, then sends that driving data to Progressive. It doesn’t have GPS, so it doesn’t track a vehicle’s location or know if a driver is speeding.
- After 30 days, customers will find out if they’re eligible for a discount based on their driving habits. People who drive less, in safer ways and during safer times of day are more likely to get a discount.
- Customers that keep the device installed for their six-month policy term will receive their final discount and return the device to Progressive.
- Non-customers that test drive Snapshot will have the option to switch to Progressive and keep their discount or return the device to Progressive without switching.
- Snapshot is voluntary and customers can opt out at any time.
- Drivers who are not Progressive customers are not required to switch after testing Snapshot.
- Drivers can earn a discount from 0-30 percent based on their driving behavior.
- Customers can review their projected discount by simply visiting www.progressive.com and logging into their policy, or using Progressive’s mobile app.
- Progressive has tested and refined its UBI program for more than 15 years and has collected more than six billion miles of driving data.
- Snapshot website: http://www.progressive.com/snapshot/
- Snapshot test drive website: http://www.progressive.com/auto/snapshot-test-drive.aspx
- Find a Snapshot certified local agent: http://www.progressiveagent.com
- Flo demonstrates Snapshot: http://youtu.be/ggWY7OPag0s
- Snapshot images for download: http://www.flickr.com/photos/progressive_insurance/sets/72157624777233319/