EMEAOperating earnings for EMEA were $59 million, up 26% (34% on a constant currency basis), reflecting business growth in several countries. EMEA premiums, fees & other revenues were $678 million, down 3% (1% on a constant currency basis) as growth in the Gulf and Turkey was offset by the company’s exit from fixed annuities in the U.K. Total sales for the region increased 14% due to growth in the Gulf, Turkey and Russia and despite the challenging economic environment in Western Europe. INVESTMENTS Net investment income was $5.2 billion, up 6%. Variable investment income was $376 million ($242 million, after tax and DAC), compared with $135 million ($88 million, after tax and DAC) in the fourth quarter of 2011. Investment portfolio net losses were $2 million, after tax, compared with investment portfolio net losses of $213 million, after tax in the fourth quarter of 2011. A change in variable annuity policyholder behavior assumptions, increases in interest rates, changes in foreign currencies and the impact of MetLife’s credit spreads during the quarter contributed to derivative net losses of $924 million, after tax and other adjustments. Derivative net gains in the fourth quarter of 2011 were $351 million, after tax and other adjustments. Derivative gains or losses related to MetLife’s credit spreads do not have an economic impact on the company. CORPORATE & OTHER Corporate & Other had an operating loss of $137 million, compared with an operating loss of $95 million. Results in the fourth quarter of 2012 reflect certain reorganization costs of $23 million, or $0.02 per share, after tax. Conference Call MetLife will hold its fourth quarter and full year 2012 earnings conference call and audio Webcast on Thursday, February 14, 2013, from 8:00 to 9:00 a.m. (ET). The conference call will be available live via telephone and the Internet. To listen over the telephone, dial (800) 230-1074 (U.S.) or (612) 288-0337 (outside the U.S.). To listen to the conference call over the Internet, visit www.metlife.com (through a link on the Investor Relations page). Those who want to listen to the call on the telephone or via the Internet should dial in or go to the Web site at least fifteen minutes prior to the call to register, and/or download and install any necessary audio software. The conference call will be available for replay via telephone and the Internet beginning at 10:00 a.m. (ET) on Thursday, February 14, 2013, until Thursday, February 21, 2013 at 11:59 p.m. (ET). To listen to a replay of the conference call over the telephone, dial (320) 365-3844. The access code for the replay is 277722. To access the replay of the conference call over the Internet, visit the above-mentioned Web site.