An ineligible person will be dropped from a health plan if the employee can't verify the relationship. Sometimes workers misunderstand the rules for eligibility and make honest mistakes. A recently divorced employee, for instance, might not realize his ex-spouse no longer qualifies as a dependent on the health plan. But if the management finds you purposely misled your employer to get benefits for someone you knew didn't belong on the plan, then further action might be taken."That could lead to losing your own health insurance coverage or even termination of employment, depending on the employer's perception of whether that was a fraudulent event," Borgos says.