HospitalityThe Hospitality segment generated revenue of $150 million in the fourth quarter of 2012 compared to $105 million in the fourth quarter of 2011. The increase was driven largely by growth in the Americas theater as well as the impact from the movement of specialty retail and hospitality accounts between the Retail Solutions segment and the Hospitality segment, as described above. The fourth quarter year-over-year revenue comparison was not materially impacted by foreign currency translation. Operating income for Hospitality was $22 million in the fourth quarter of 2012 compared to $17 million in the fourth quarter of 2011. This increase was primarily driven by higher revenue and the movement of accounts between the Retail Solutions and Hospitality segments, as described above. Emerging Industries The Emerging Industries segment generated fourth quarter revenue of $90 million, a decrease of 16% from the fourth quarter of 2011. The decrease was driven primarily by declines in the Americas and Europe theaters. The fourth quarter year-over-year revenue comparison was not materially impacted by foreign currency translation. Operating income for Emerging Industries was $17 million in the fourth quarter of 2012 as compared to $23 million in the fourth quarter of 2011. The decrease in operating income was primarily due to the decline in revenue. Fourth Quarter 2012 Business Highlights In the fourth quarter of 2012, NCR continued the introduction and deployment of its self-service solutions across its core and emerging industries while also expanding its global services business. The following are NCR's fourth quarter business highlights. In the Financial Services segment, NCR remained at the forefront of bank branch transformation by further deploying its market-leading Scalable Deposit Module (SDM) and APTRA™ suite of converged banking solutions. NCR announced a five-year agreement with ANZ, one of the top four banks in Australia, to help transform its ATM network via the deployment of 800 NCR SelfServ™ ATMs throughout its branch network, allowing 24-hour access to many traditional teller services. The new SelfServ™ ATM fleet includes NCR's Scalable Deposit Module (SDM) technology, which enables ATMs to accept, count and process cash and checks simultaneously in one transaction and greatly improves the consumer deposit experience. Under the agreement, ANZ also will migrate its self-service software platform to NCR APTRA™ Activate, to enable more non-cash, web-based services, and NCR's existing ATM maintenance agreement will be extended for an additional five years.