“The Bank continued to see an improvement in its credit quality throughout 2012. Management remains proactive in its approach to collections and problem asset management as we recognize that continued improvement is a key factor to producing higher returns,” stated Bryan M. Lemley, Chief Financial Officer of both the Company and the Bank.As previously announced, the Company paid a cash dividend in the fourth quarter of 2012 based on improved credit quality, higher returns and the anticipated cost savings from the Company’s deregistration of its common shares with the SEC. The Company filed a Form 15 with the Securities and Exchange Commission and has deregistered the Company’s common stock under section 12(g) of the Securities Exchange Act of 1934. The Company is obligated to file its 10-K for the year ending 2012 and will then cease its reporting obligations with the SEC reporting system. The Company expects the Section 12(g) deregistration and future elimination of reporting obligations will provide substantial cost savings. Despite the elimination of these reporting obligations, management remains committed to providing quarterly and annual updates on the Company’s performance to its shareholders by mailing such information to shareholders and posting such information on the Bank’s website at www.1stnatbk.com under the Investor Relations tab. Additionally, quarterly call reports will continue to be filed with the Bank’s primary regulatory, the Office of the Comptroller of the Currency. Call reports are available for review on the Federal Deposit Insurance Corporation’s website at www.fdic.gov. The Bank expects its new Vista Branch Office located in Altavista, which will replace the one destroyed by fire last year, to be completed and open for business in early May of 2013. A temporary location behind the office site in the Town and Country Shopping Plaza has been established for customer convenience during the rebuilding process.