Second-worst market: Ogden, Utah Ogden has seen its foreclosure crisis ease in tandem with improving conditions in Salt Lake City, some 40 miles to the south. Foreclosure-related filings dropped by 50.1% last year in Ogden, leaving the 547,000-population metro area with just a 13-month supply of seized properties up for resale. As a result, the average Ogden foreclosure buyer got only a 14.7% discount last year. Blomquist attributes Ogden's bottoming out to Utah's speedy nonjudicial-foreclosure process. He adds that the average Ogden home-seizure case finalized during 2012's fourth quarter took 449 days to complete, though -- up 96 days from three months earlier. Blomquist isn't sure what's behind the increase, but calls it "a warning flag. It means there could be more foreclosures hitting the resale market down the pike."