And there's more. While the stock market may be all the rage in recent months, budget debates, $100 oil and/or declining economic growth could potentially dampen enthusiasm. Even if the "expected" does not conspire to create a bit of stock selling or Treasury buying, the "unexpected" may. For all of these reasons, I would encourage risk-takers to balance their riskiest desires (think homebuilders and small-caps) with a helping of equity income producers. I like international REITs via SPDR DJ International REIT ( RWX), iShares Emerging Market Minimum Volatility ( EEMV) as well as nontraditional equity income resources like iShares MSCI Australia ( EWA). You can listen to the ETF Expert Radio Show "LIVE", via podcast or on your iPod. You can follow me on Twitter @ETFexpert.