No. 2 worst market: Charlotte, N.C.
Projected price change: 0.08%

North Carolina's most populous city will see little home-price appreciation this year because prices there never fell that much.

Median home values dropped 15.3% during the bust -- far less than the 23.4% declines seen nationwide.

"Affordability has not reset that much in Charlotte," Humphries says.

As a result, Zillow predicts Charlotte's median home values will add only $114 this year, ending 2013 at $137,114.

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