Bernstein analyst Brad Hintz, a former MD at Morgan Stanley, also said in an interview with Bloomberg Radio that he is "enthusiastic" on Morgan Stanley, citing the improvement in its retail wealth management business, but said he would still own Goldman Sachs before Morgan Stanley. Bottomline, while analysts have upgraded estimates to reflect better earnings performance, Goldman Sachs still rules. --Written by Shanthi Bharatwaj in New York >To contact the writer of this article, click here: Shanthi Bharatwaj. >To follow the writer on Twitter, go to http://twitter.com/shavenk. >To submit a news tip, send an email to: email@example.com.