The political veered into the personal at times during hours of debate.In remarks on the House floor, Rep. Bill Pascrell, D-N.J., said one South Carolina lawmaker who has criticized the measure "personally took a small business" disaster loan in the past. While he didn't mention any names, South Carolina Rep. Mulvaney has said he received such a loan. Mulvaney later told reporters the comparison was a poor one. He said that unlike funds in the Sandy legislation, the loan he received was approved within the budget, and not as an add-on that increased the deficit. In the weeks since the storm hit, the Federal Emergency Management Agency has spent about $3.1 billion for construction of shelters, restoration of power and other immediate needs after the late-October storm pounded the Atlantic Coast with hurricane-force winds and coastal flooding. Officials say Sandy is the most costly natural disaster since Hurricane Katrina in 2005. The storm damaged or destroyed 305,000 housing units in New York, and more than 265,000 businesses were disrupted there, officials have said. In New Jersey, more than 346,000 households were destroyed or damaged, and more than 40,000 families remain living out of their homes, according to officials.