As for your driver's license, it depends upon your state's laws if your privileges will be suspended due to the multiple moving violations and accident on your record. In California, drivers receive one point for at-fault collisions and minor traffic convictions. For major traffic violations, such as reckless driving, hit-and-run or DUI, you receive two points.If you receive four points in 12 months or six points in 24 months, in California, then you're considered a negligent operator by the state and lose your license. The California Department of Motor Vehicles (DMV) says this includes at least a six-month suspension and a full year of probation. If you are worried about losing your license, contact the DMV to find out your point total. If you get another ticket, see if you are eligible to take a defense driving course to keep the ticket and points off your driving record, which may keep the offense unknown to your insurance company.