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NEW YORK ( TheStreet) -- Investors need safe places to put their money on down days like today, Jim Cramer told "Mad Money" viewers Monday, as he kicked off a weeklong series of top investing trends for 2013. Cramer said these trends will be the rising tides that lift all boats and will be the safe places to invest as Washington will likely dominate the headlines again soon. Cramer's first investing theme for 2013? The return of banking. He said after years of fighting to survive, the banks have finally raised enough capital and have dealt with their bad loans, making them once again investable. As the cloud begins to lift on the sector, Cramer said those in the strongest position will be the regional banks such as First Horizon ( FHN) and BB&T ( BBT). His favorite regional player remains KeyCorp ( KEY), a stock he owns for his charitable trust,