Third-most-affordable U.S. city: Minneapolis

The Twin Cities offer great affordability, thanks to the twin factors of above-average median incomes ($63,352) and below-average median home prices ($174,500).

True, Minneapolis has higher-than-average property taxes ($2,683) and homeowners insurance ($919).

But Interest.com found that families who make the local median income will qualify for loans on median-priced homes with 32.2% of their salaries to spare.

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