Consumer confidence fell in December for the second straight month, according to a survey by the Conference Board, which blamed the drop on worries about the fiscal cliff. The uncertainty is also believed to have dinged holiday shopping, which grew at the slowest pace this year since 2008."Every kind of brinksmanship moment is a reminder to people to not trust the economy," Harris says. Many economists are disappointed that Congress and the White House couldn't reach agreement on a broader deal that significantly reduces the deficit over the next 10 years. That could have boosted business and consumer confidence and accelerated growth . No progress has been made on reforming the government's big entitlement programs, mainly Medicare and Social Security. "Nothing really has been fixed," Lavorgna says. "There are much bigger philosophical issues that we aren't even addressing yet."