NEW YORK ( TheStreet) -- More than six in 10 Americans believe smartphone payments will eventually replace payment cards (66%) and cash (61%) transactions for most purchases, according to a poll by Harris Interactive. Not anytime soon, though. Only 32% believe smartphone payments will replace card payments in less than five years, and just 26% feel cash will be replaced by smartphone payments within five years. Respondents didn't show much interest in replacing their own card or cash transactions for purchases with the tap of a smartphone. Just 27% of Americans and 44% of smartphone users report an overall interest in using their smartphone to process in-person payments. There are clear lines as to which consumers want the technology:
- Younger respondents, such as echo boomers (40%) and Gen Xers (34%), have a stronger interest in it than either baby boomers (18%) or mature adults (7%).
- Men (32%) are much more interested in this technology than women (22%).
- Households with children (38%) have a stronger interest than those in households without children (22%).