Discover Bank is FDIC-insured and chartered under the laws of the State of Delaware. The bank maintains a branch in Greenwood, with deposit, finance and credit card operations in New Castle.About Discover Discover Financial Services (NYSE: DFS) is a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company operates the Discover card, America's cash rewards pioneer, and offers home loans, private student loans, personal loans, online savings accounts, certificates of deposit and money market accounts through its direct banking business. Its payment businesses consist of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories. For more information, visit www.discoverfinancial.com.
Discover announced today that senior banking executive James J. Roszkowski has been named president of Discover Bank, bringing more than 30 years of experience in consumer banking, financial services, payments and economic development to the company’s management team.
James J. Roszkowski (Photo: Business Wire)A Delaware resident, Roszkowski is responsible for all aspects of the bank’s Delaware banking activities and serves as a liaison to the greater Delaware business community. In a senior leadership capacity, he directs all operations of the bank’s Greenwood Branch and drives the bank’s Community Reinvestment Act strategy. He also manages the bank’s diverse CRA portfolio and will lead efforts to help meet the borrowing needs of low- to moderate-income families in the Delaware region. Additionally, Roszkowski has responsibility for managing consumer banking affinity relationships. He is a member of the Discover Bank board of directors and reports to Carlos Minetti, president of consumer banking and operations at Discover. “Jim’s remarkable leadership in consumer banking, marketing, community relations and global payments adds a deep dimension of experience to our team,” Minetti said. “We are thrilled to have him with us as we continue to grow and develop innovative ways to serve our customers.” In his most recent role, Roszkowski was a senior executive vice president and a member of the Senior Operating Management Committee of MBNA America, where he worked since 1989. “Discover Bank has built an impressive reputation of exceptional customer service and paved the way to a convenient online banking experience,” said Roszkowski, who joined the company in November. “Discover offers a comprehensive suite of banking services that continue to meet the changing needs of consumers.” Roszkowski also has served as CEO of Patria Services, a technology-based trigger marketing company, and in various senior-level corporate positions at VISA International and Chase Manhattan Bank. He was a senior advisor on economic development for former Delaware Gov. Ruth Ann Minner and will continue to be a Board Member-Chairman of the Public Policy and Governance Committee for First State Innovations, a privately led business initiative to increase Delaware’s entrepreneurial capacity. He has a bachelor’s degree in economics and business management from the Peter J. Tobin College of Business at Saint John's University.