MetLife, Inc. (NYSE: MET) today announced its expected results for the full year and fourth quarter 2012 as well as financial guidance for 2013. Members of MetLife’s senior management team will review these projections during the company’s year-end investor conference call beginning at 8 a.m. (ET) today. Full Year 2012 MetLife estimates full year 2012 operating earnings 1 of between $5.5 billion and $5.6 billion ($5.15 per share and $5.25 per share), up 19% from $4.7 billion, or $4.38 per share, in 2011. The company also expects a 2012 operating return on equity of between 11.0% and 11.1%, up from 10.1% at year-end 2011. “In 2012, we expect operating earnings to increase 19% over 2011, which reflects both solid investment spreads as well as favorable insurance margins,” said Steven A. Kandarian, chairman, president and chief executive officer of MetLife, Inc. “During the year, we continued to benefit from our strong risk management focus and good expense management. We also made significant progress on our strategic objectives, expanding in emerging markets, reducing product risk, growing our global employee benefits business and becoming more customer centric.” MetLife estimates full year 2012 operating premiums, fees & other revenues of between $47.3 billion and $47.7 billion, up 5% from $45.4 billion in 2011. ___________ 1 Information regarding non-GAAP financial measures and the reconciliation of them to the most directly comparable GAAP measures are provided in the Third Quarter 2012 Quarterly Financial Supplement and the Non-GAAP and Other Financial Disclosures discussion below. All percentages in this press release relating to future growth are calculated using mid-point of ranges. Fourth Quarter 2012 Included in the full year 2012 operating earnings estimate are expected fourth quarter 2012 operating earnings of between $1.2 billion and $1.3 billion ($1.12 per share and $1.22 per share), compared with $1.2 billion, or $1.17 per share in the fourth quarter of 2011.