Even if lawmakers agreed to whistle past the problem this time, another showdown would loom early in the year.The government is again approaching its borrowing limit, and needs a vote of Congress to raise it. House Speaker John Boehner says Republicans won't go along with that unless the increase is matched by spending cuts. Failing to raise the debt ceiling could lead to a first-ever U.S. default that would roil the stock and bond markets. So Democrats and Republicans really need to make a deal. ___ DO THEY AGREE ON ANYTHING? Neither side wants middle class tax rates to go up. And neither wants the chaotic, across-the-board budget cuts that come with the "fiscal cliff." They also agree something must be done eventually to whittle the nation's debt, and that will mean budget restraints in addition to slowing the growth of entitlement programs such as Medicare. ___ SO WHAT'S THE HOLDUP? They're at loggerheads over some big questions. Obama says any deal must include higher taxes for the wealthiest Americans. Most House Republicans oppose raising anyone's tax rates. Some Republicans say they're willing to consider limiting some tax deductions or credits, however. Republicans insist on deeper budget-cutting than Democrats. And they want to bring the nation's long-term debt under control by significantly curtailing the growth of Medicare, Medicaid and Social Security â¿¿ changes that many Democrats oppose. Meanwhile, Obama wants $200 billion in economic "stimulus" spending to help speed up a sluggish recovery. Republicans say the nation can't afford it. ___ IT'S NOT JUST WASHINGTON Seems like they could just make nice, split their differences and go home for the holidays, right? But there's a reason neither side wants to give ground. They represent a divided and inconsistent America. True, Obama just won re-election. But voters also chose a Republican majority in the House.