Although blogs and newspapers alike have oft posthumously placed a familiar quotation pertaining to compound interest - it being the most powerful force in the universe or man's greatest invention - in the mouth of Albert Einstein, there is no evidence he ever said such a thing. He might have; the sentiment matches what seems to be this particular genius's sense of humor. Whether he said these words or something similar is relevant only to purists who say serious journalists shouldn't attribute quotes willy-nilly to emphasize their importance. It doesn't change the fact that compound interest should be on the mind of anyone looking to build wealth over time. Albert Einstein was arguably one of the most brilliant thinkers in the twentieth century. His contributions to physics are well documented. Although being a genius in one genre doesn't guarantee illumination is all other areas of thought, observers can adapt Einstein's philosophies of life and his personality traits into better approaches to money management and life in general. Einstein might have more to offer today's thinking saver than just compound interest. Non-conformity Albert Einstein was a bit of a rebel. He didn't like the militaristic nature of his schools, where pupils were not encouraged to ask questions, and learning was affected through rote memorization. The young Einstein had no interest in this type of training to blindly worship authority. He believed that humans were given brains so they could do much more than trust received knowledge unquestioningly. Skepticism is just as important today. Authority figures, like professors who lecture without open discussion and politicians, don't always deserve to be trusted. And from a consumer perspective, we have to resist the temptation to consider salespeople authority figures or experts. Salespeople can cleverly disguise themselves as advisers, and skepticism helps protect people from making poor financial decisions.