The Hartford today announced its initial loss estimate for Storm Sandy. The company’s gross losses and loss adjustment expenses from the storm are estimated to be approximately $370 million, before tax. Losses and loss adjustment expenses net of reinsurance are estimated at $350 million, before tax. Approximately 60 percent of the losses are in the Property and Casualty Commercial segment and 40 percent in Consumer Markets. Fourth quarter 2012 net catastrophe losses through Nov. 30, 2012, are currently estimated to be approximately $230 million, after tax. The Hartford will release its fourth quarter 2012 financial results on Monday, Feb. 4, 2013, at approximately 4:15 p.m. ET and will host a conference call to discuss these results on Tuesday, Feb. 5, 2013, at 9 a.m. ET. The conference call will be simultaneously webcast on the investor relations section of the company’s website, http://ir.thehartford.com. These are initial estimates which are expected to change due to the number of affected policyholders, the nature of the claims, the preliminary assumptions used to estimate gross losses and other factors. The ultimate amount of Storm Sandy losses could be materially different from these initial estimates. About The Hartford The Hartford Financial Services Group Inc. (NYSE: HIG) is a leading provider of insurance and wealth management services for millions of consumers and businesses worldwide. The Hartford is consistently recognized for its superior service and as one of the world's most ethical companies. More information on the company and its financial performance is available at www.thehartford.com. HIG-F Some of the statements in this release may be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. We caution investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially. Investors should consider the important risks and uncertainties that may cause actual results to differ. These important risks and uncertainties include those discussed in our Quarterly Reports on Form 10-Q, our 2011 Annual Report on Form 10-K and the other filings we make with the Securities and Exchange Commission. We assume no obligation to update this release, which speaks as of the date issued.